Insurance Programs
Camera Property Insurance Protection
Offered by the NPPA and the Hays Group, a nationally known insurance company rated A (Excellent) by A.M. Best Company
All Losses are settled on a replacement cost basis (up to scheduled maximum).
This Plain English Policy is designed to protect the following described property against all risks of direct physical loss or damage with the customary policy exclusions.
Here's what NPPA members have to say about this program:
"These guys have saved my hide twice now and I have nothing but absolute respect for them."
"Coverage was so comprehensive that I had to go with them."
"[The] complete turn around time from theft to arrival of the check was nine days the first time and three days the second."
"[T]he folks who sell NPPA insurance are great. I've had insurance with them for many, many years."
"You can set a D1H on your trunk and drive off by accident, drop it into a river, leave it at a football game or blow it up with dynamite (by accident) and it's all covered."
- Property Covered:
- Scheduled cameras (still or video), photographic equipment, films and related equipment.
- Where Covered:
- Coverage applies to covered property within the United States and Territories and Canada.
- Worldwide Coverage included:
- Up to 25,000, no excluded countries. Higher limits available for and additional premium.
- Deductible:
- For all non-theft losses, the deductible is $500.
- Choice of three theft deductibles:
- $1,000 = basic (the only theft deductible available with the minimum premium of $300)
- $1,500 = receive a 5% credit off your premium
- $2,000 = receive a 10% credit off your premium
- Rental Property:
- Automatic coverage for property of others, temporarily in your possession, up to $10,000. Higher limits available for an additional premium.
- Other Coverages:
- Editing equipment that remains inside at a lower rate
- Rental Deposit Insurance for rental only accounts with a minimum premium of $300 (earned premium)
Minimum premium is $300 which covers approximately $6,000 in camera equipment.
All policies renew automatically.
To apply, visit the NPPA Equipment Insurance web site.
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